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How Can Seniors Protect Their Identity?

Identity theft is nothing to joke around about and with seniors being one of the most vulnerable demographics, it’s important to know which services are best for monitoring suspicious activity and identity recovery. The research team at Reviews.com recently spent months exploring different protection services and these are their top choices:

IdentityForce: Identity Force gathers all the right features (power of attorney, $1MM of insurance coverage, and personal information monitoring) into a clean, easy-to-use dashboard. We also really liked how painless Identity Force made it to remove personal information from the web: It required just the click of a button and was the easiest-to-use feature of its kind that we saw. Plans start at $13 a month for UltraSecure, — the cheapest full-feature plan on the market — but note that you’ll need to upgrade to UltraSecure+Credit ($20 per month) if you want credit monitoring.

ID Watchdog: ID Watchdog’s layout and design might seem really outdated, but don’t count it out. It’s the only company that offers rehabilitation for previously existing thefts. Other services require you to discover the theft during your membership before they’ll take action — and this makes ID Watchdog a standout choice for current victims. Plans start at $15 per month and come with $1 million dollar identity theft insurance coverage (the industry standard). If you want to monitor your credit, you’ll need to opt for the $20-per-month Platinum plan, a cost on par with Identity Force’s UltraSecure+Credit option.

LifeLock: LifeLock’s reputation isn’t squeaky clean, but it offers the most customization alerts of all our picks. Plus, you have the option of speaking with a live rep who will help you understand the significance of the alerts — and how to deal with them. Plans run from $18 per month (Standard) to $27 per month (Ultimate Plus). Another feature we liked? LifeLock’s $18-per-month Advantage plan is the cheapest to offer black market website surveillance and identity monitoring. (Those features don’t kick in with Identity Force until you buy its UltraSecure+Credit plan for $20 per month.) We also expect LifeLock to learn a few skills from its new parent company, Symantec, but we won’t know exactly what this means for customers until the merger closes sometime in 2017.

Credit Sesame: Credit Sesame’s $20-per-month Platinum Protection was the only one of its plans that satisfied our baseline criteria (three-bureau credit monitoring, ID monitoring, and power of attorney), but it surprised us with a feature we didn’t see anywhere else: “full service white-glove identity restoration.” Instead of just providing you with handy instructions for canceling lost credit cards (like the rest of our picks), Credit Sesame handles the entire process for you. Also: Get prepared for a lot of unavoidable credit card offers.

For their full review, check out http://www.reviews.com/ identity-theft-protection-services/.

For more tips to help senior loved ones protect their identity, contact the professional care team at New Horizons In-Home Care today to set up an an in-home consultation. Our top-rated elder care in Albany and the surrounding areas has been providing families with peace of mind since 1985. Contact one of our local offices today: Eugene: 541-687-8851, Corvallis: 541-752-9059 Salem: 503-400-3000, Florence: 541-997-8115

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Customer Reviews

New Horizons In-Home Care

Customer Testimonials

J. M. May 4, 2020

Eugene, Or Client
The people I've worked with have been so straightforward and honest. They really care about how it's going. The caregiver is very understanding, knowledgeable. He can see ahead and makes some suggestions. I can leave if I need without the least bit of worry. He is really proactive, I know he cares and trust him impeccably.

Pamela V. April 9, 2020

Eugene, Or Client
I like how nice the caregivers are. The office staff is prompt on getting somebody out here when it is needed and the caregivers make me feel better than what I am. They are willing to do anything I ask of them.

Barbara W. February 2, 2020

Corvallis, Or Client
We are happy to have them because they do well. They come when they are supposed to and do what they are supposed to. They do things that we didn't know we needed. They assess the situation well and plan for the right care. They are very dependable and thorough and are very friendly and helpful. We're very satisfied.

Candice S. April 1, 2020

Salem, Or Client
They are very helpful and on time with things. They do what they say they are going to do. They will talk to me and help me when needed. I don't have to wait forever to pick up my calls and they are quick to get back to me. It has been positive.

Sharon R. April 01, 2020

Salem, Or Client
The caregivers will do anything that we ask of them. They have been very convenient. and are able to be here and do things for us that we cannot do.

O.H. February 14, 2020

Eugene, Or Client
The caregiver they sent me is awesome. People in the office staff are friendly and they know what they are talking about. The case manager, is a wonderful person and she knows her job. If I need something, all I have to do is call them.

Mary B. April 01, 2020

Eugene, Or Client
It has taken a great load off of our shoulders, especially mine. It has helped my health as well and gives my husband some social time. They are really good at scheduling around our schedule and are matched very well to his needs. We always recommend them to others who need care.

Denise B. March 02, 2020

Salem, Or Client
My caregiver is wonderful. I wish I could have more time. They do so much for me that I can't do for myself. They spend a few minutes to talk with me and be social. They are very open, caring, patient, outgoing, understanding, and kind people. If I need help with anything they will always help me. They are so helpful. I don't know what I'd do without their services.

Gail P. February 13, 2020

Florence Or,
The office staff found the right person for us. They check in regularly. What we need is someone who could do the cleaning and we have that. I like the fact that they have provided the kind of assistance that we needed. The caregiver we have is excellent.

Barbara N. February 12, 2020

Eugene, Or Client
They are courteous, respectful, and serve good food, and do everything we ask. They did all of their duties and everything was done in a timely manner. They were very helpful.
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